Skip to main content

Business Contract Hire - Frequently Asked Questions

Business Contract Hire (BCH) is a flexible and cost-effective way for companies to lease vehicles without the financial commitment of ownership. Whether you're looking for a single company car or a fleet for your business, our guide answers common questions to help you make an informed ecision.

Contact Us

You can lease a wide range of vehicles, including cars, vans, and electric models, depending on the leasing provider’s available options. Contact our leasing specialists to explore the best options for your business needs.

Lease payments are typically fixed for the duration of the contract. However, changes in VAT rates, road tax, or other government-imposed charges could affect the monthly payments. Always check the terms of your agreement.

Early termination is usually possible, but it may come with additional costs. Fees will vary based on the provider’s policy, the remaining contract duration, and other factors. Contact our leasing specialists to understand the financial implications.

In most cases, leasing companies offer contract extensions, either on a rolling basis or for a set period. Speak to our leasing provider specialists before your contract ends to explore your options.

Yes, many leasing companies allow mileage adjustments during the contract. However, this may result in a revised monthly payment. If you exceed your agreed mileage without adjusting it, excess mileage charges may apply.

If the vehicle is stolen or written off, you should contact your insurance provider and the leasing company immediately. You may be required to pay a settlement amount depending on the terms of your lease and insurance policy.

If you take a leasing offer without a maintenance package, you are responsible for ensuring the car remains in a roadworthy condition and you must have the car serviced when required. Maintenance packages are available with all leasing contracts. These can save you both time, money, and peace of mind.

Providing the vehicle is in good condition and the mileage has not been exceeded, simply return the vehicle to us at the end of the contract term. You will be reminded by post around 45 days before the contract ends.

Business Contract Hire agreements do not typically include an option to buy the vehicle. If you’re interested in purchasing the vehicle at the end of the contract, we will be able to arrange this at one of our dealerships as part of our new vehicle stock

Still have questions?

If you need more information or want to explore the best leasing options for your business, our team is here to help. Get in touch with us today to discuss your requirements and find the right solution for your business needs.

Contact Us

D. M. Keith Limited, D. M. Keith (RGL) Limited, D. M. Keith (RGD) Limited, D. M. Keith (CA) Limited & Ringways (Hire & Leasing) Ltd are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. All group companies VAT registration No. GB169785889.

D. M. Keith Limited, D. M. Keith (RGL) Limited, D. M. Keith (RGD) Limited, D. M. Keith (CA) Limited & Ringways (Hire & Leasing) Ltd are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. All group companies VAT registration No. GB169785889.

© 2026 DM Keith, Automotive website provided by Bluesky Interactive Ltd Registered in England. Company Reg. No: 1234523 VAT Reg. No: 12345674