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Used BMW X1 GP21EOK 1

BMW X1 xDrive 20i [178] xLine 5dr Step Auto

Only£19,955

Change finance£458.76

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Description

The BMW X1 Xdrive20i Xline Auto presents a refined choice for those seeking a versatile and sophisticated driving experience. With 20,111 miles recorded, this vehicle demonstrates a careful balance between use and longevity, providing reassurance for prospective owners. The automatic transmission ensures smooth and effortless progression, making every journey comfortable and enjoyable for driver and passengers alike. Finished in sleek black paint, the vehicle exudes understated style and a contemporary presence. Distinctive design cues create a harmonious appearance, accentuating the BMW X1's modern character. Both the exterior and interior styling contribute to a welcoming and attractive environment, encouraging confidence throughout every journey. Specification highlights include the automatic gearbox, which delivers a reassuringly smooth driving feel. The BMW X1 Xdrive20i Xline Auto benefits from a carefully considered combination of comfort and practicality, underpinned by BMW's reputation for precision engineering. Please note, our dealership is 5* rated and always available to answer any additional queries regarding this model.

Finance and overview

Estimate your monthly payments on a PCP or HP finance plan without needing a credit check.

Hire Purchase

Customer deposit £2,000
Total deposit £2,000
Total amount of credit £17,955
Cash price £19,955
48 payments £458.76
Duration of Agreement 48 months
Option to Purchase Fee £10.00
Interest Charges £4,065.48
Total amount payable £24,020.48
Optional final payment £0
Fixed Interest 10.36%
Representative APR 10.90%
Apply for finance credit check Representative Example

Financial Disclosure - We act as credit brokers and we are not a lender. Finance subject to status. Guarantees/Indemnities may be required. Further charges may be made subject to the condition of the vehicle, if the vehicle is returned at the end of the finance agreement. D. M. Keith is a credit broker not a lender and can introduce you to our carefully selected finance providers who may be able to assist in financing your vehicle. We are only able to offer finance products from these providers. They may incentivise us for introducing you to them. For further information on our commission arrangements please see our Finance Commission Disclosure Statement.

Features & Equipment

Technical Information

  • CO2 (g/km) - 161
  • Standard Euro Emissions - ~
  • WLTP - CO2 (g/km) - Comb - ~

  • CC - 1,998
  • Cylinders - 4
  • Engine Location - ~
  • Fuel Delivery - Turbo Common Rail
  • Transmission - Automatic

  • EC Combined (mpg) - 39.80
  • WLTP - MPG - Comb - 39.80
  • WLTP - MPG - Comb - TEH - 47.90
  • WLTP - MPG - Comb - TEL - 28.20

  • 0 to 62 mph (secs) - ~
  • Engine Power - BHP - 176
  • Engine Power - RPM - ~
  • Engine Torque - 206
  • Top Speed - 139

  • Height - 1,598
  • Length - 4,447
  • Width - 1,821

  • Gross Vehicle Weight - 2,155
  • Luggage Capacity (Seats Down) - 1,550
  • Luggage Capacity (Seats Up) - 505
  • Minimum Kerbweight - 1,580
  • No. of Seats - 5

Our refund & service guarantee

  • 7 day / 250 mile money back promise with every used vehicle
  • Service checked to provide peace of mind
  • Multipoint safety check on every vehicle
  • Warranty included when buying a vehicle
  • Discounted Value+ card

7-day money back guarantee

We’re confident you’ll love your used vehicle, but if for any reason it’s not the perfect fit, you can return it within 7 days for a full refund - no questions asked. This guarantee allows you to buy with confidence, knowing that your satisfaction is our top priority. Experience the freedom of a risk-free purchase.

Delivering top-level customer service

Our goal across all of our services is to ensure you have complete peace of mind throughout the entire process of buying your next vehicle. From your initial inquiry to the moment you drive away, our friendly and knowledgeable team is here to guide you every step of the way - without any hassle or stress.

D. M. Keith value plus loyalty card

Packed with amazing offers and discounts, the D. M. Keith Value Plus Card is our way of welcoming you to the family. Provided free of charge to all retail customers who take a D. M. Keith Service Plan. The Value Plus Card also entitles you to priority access for all our group VIP events and product launches.

Similar vehicles

Representative Example Product Price Deposit Balance to Finance Term (Months) 48 Monthly Payments
10.9% APR PCP £16,423 £527 £15,896 49 £277.21
Optional Final Payment Total Charge for Credit Total Amount Payable Interest Rate (Fixed) Mileage Per Annum Excess Mileage Charge Option to Purchase Fee
£7,650.00 £5,070.08 £21,493.08 10.9% 10,000 3.6 pence per mile £10.00

D. M. Keith Limited, D. M. Keith (RGL) Limited, D. M. Keith (RGD) Limited, D. M. Keith (CA) Limited & Ringways (Hire & Leasing) Ltd are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. All group companies VAT registration No. GB169785889.

D. M. Keith Limited, D. M. Keith (RGL) Limited, D. M. Keith (RGD) Limited, D. M. Keith (CA) Limited & Ringways (Hire & Leasing) Ltd are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. All group companies VAT registration No. GB169785889.

© 2026 DM Keith, Automotive website provided by Bluesky Interactive Ltd Registered in England. Company Reg. No: 00749256 VAT Reg. No: GB169785889

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