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Used BMW X3 YB69NUA 1

BMW X3 xDrive20i M Sport 5dr Step Auto

Only£23,002

Change finance£433.43

Reserve for £99 Test drive Enquiry

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Description

The BMW X3 2.0 20i GPF M Sport SUV offers a refined blend of everyday practicality and dynamic driving experience. With a recorded mileage of 44,562 miles, this vehicle presents an attractive option for those seeking a well-maintained SUV. Its combination of automatic transmission and BMW's xDrive ensures confident handling and a smooth ride, while the extensive feature list enhances comfort and convenience for every journey. Finished in white, the exterior showcases M Aerodynamic Bodystyling, 19-inch M Light Double-spoke alloy wheels in bicolour ferric grey, and high-gloss Shadowline trim, all contributing to a contemporary and purposeful look. Additional design elements such as the chrome kidney grille with black high-gloss vertical slats, LED fog lights, and roof rails in high-gloss black give the vehicle a sophisticated yet versatile appearance. The anthracite headlining and aluminium rhombicle interior trim add a modern touch to the spacious cabin. Equipped with an impressive array of specification highlights, this X3 features BMW Live Cockpit Professional with a 10.25-inch touch display, BMW Professional Navigation, and DAB digital radio for an enhanced multimedia experience. The adaptive LED headlights, Park Distance Control front and rear, Park Assist, and reversing assist camera provide valuable driver assistance, while amenities such as automatic air conditioning, heated front sport seats, and ambient lighting contribute to a comfortable interior environment. Safety and practicality are further supported by features including Dynamic Stability Control Plus, Active Guard, and a comprehensive suite of airbags.

Finance and overview

Estimate your monthly payments on a PCP or HP finance plan without needing a credit check.

Personal Contract Purchase (PCP)

Customer deposit £2,300
Total deposit £2,300
Total amount of credit £20,702
Cash price £23,002
35 payments £433.43
Duration of Agreement 36 months
Option to Purchase Fee £10.00
Interest Charges £5,425.55
Total amount payable £28,437.55
Optional final payment £10,957.50
Fixed Interest 11.88%
Representative APR 11.90%
Apply for finance credit check Representative Example

Financial Disclosure - We act as credit brokers and we are not a lender. Finance subject to status. Guarantees/Indemnities may be required. Further charges may be made subject to the condition of the vehicle, if the vehicle is returned at the end of the finance agreement. D. M. Keith is a credit broker not a lender and can introduce you to our carefully selected finance providers who may be able to assist in financing your vehicle. We are only able to offer finance products from these providers. They may incentivise us for introducing you to them. For further information on our commission arrangements please see our Finance Commission Disclosure Statement.

Features & Equipment

Technical Information

  • CO2 (g/km) - 154
  • Standard Euro Emissions - ~
  • WLTP - CO2 (g/km) - Comb - ~

  • CC - 1,998
  • Cylinders - 4
  • Engine Location - ~
  • Fuel Delivery - Turbo Common Rail
  • Transmission - Automatic

  • EC Combined (mpg) - 35.30
  • WLTP - MPG - Comb - 35.30
  • WLTP - MPG - Comb - TEH - 40.40
  • WLTP - MPG - Comb - TEL - 28.80

  • 0 to 62 mph (secs) - ~
  • Engine Power - BHP - 181
  • Engine Power - RPM - ~
  • Engine Torque - 206
  • Top Speed - 133

  • Height - 1,676
  • Length - 4,708
  • Width - 1,891

  • Gross Vehicle Weight - 2,400
  • Luggage Capacity (Seats Down) - 1,600
  • Luggage Capacity (Seats Up) - 550
  • Minimum Kerbweight - 1,730
  • No. of Seats - 5

Our refund & service guarantee

  • 7 day / 250 mile money back promise with every used vehicle
  • Service checked to provide peace of mind
  • Multipoint safety check on every vehicle
  • Warranty included when buying a vehicle
  • Discounted Value+ card

7-day money back guarantee

We’re confident you’ll love your used vehicle, but if for any reason it’s not the perfect fit, you can return it within 7 days for a full refund - no questions asked. This guarantee allows you to buy with confidence, knowing that your satisfaction is our top priority. Experience the freedom of a risk-free purchase.

Delivering top-level customer service

Our goal across all of our services is to ensure you have complete peace of mind throughout the entire process of buying your next vehicle. From your initial inquiry to the moment you drive away, our friendly and knowledgeable team is here to guide you every step of the way - without any hassle or stress.

D. M. Keith value plus loyalty card

Packed with amazing offers and discounts, the D. M. Keith Value Plus Card is our way of welcoming you to the family. Provided free of charge to all retail customers who take a D. M. Keith Service Plan. The Value Plus Card also entitles you to priority access for all our group VIP events and product launches.

Similar vehicles

Representative Example Product Price Deposit Balance to Finance Term (Months) 48 Monthly Payments
10.9% APR PCP £16,423 £527 £15,896 49 £277.21
Optional Final Payment Total Charge for Credit Total Amount Payable Interest Rate (Fixed) Mileage Per Annum Excess Mileage Charge Option to Purchase Fee
£7,650.00 £5,070.08 £21,493.08 10.9% 10,000 3.6 pence per mile £10.00

D. M. Keith Ltd, Thwaite Gate, Leeds, LS10 1DY

Contact Us

D. M. Keith Limited, D. M. Keith (RGL) Limited, D. M. Keith (RGD) Limited, D. M. Keith (CA) Limited & Ringways (Hire & Leasing) Ltd are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. All group companies VAT registration No. GB169785889.

D. M. Keith Limited, D. M. Keith (RGL) Limited, D. M. Keith (RGD) Limited, D. M. Keith (CA) Limited & Ringways (Hire & Leasing) Ltd are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. All group companies VAT registration No. GB169785889.

© 2026 DM Keith, Automotive website provided by Bluesky Interactive Ltd Registered in England. Company Reg. No: 00749256 VAT Reg. No: GB169785889
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