FORD KUGA ESTATE
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Our Refund & Service Guarantee
- 7 day / 250 mile money back promise with every used vehicle
- Service checked to provide peace of mind
- Multipoint safety check on every vehicle
- Warranty included when buying a vehicle
- Discounted Value+ card
Car Overview
Car Overview
Driver Convenience
- Active park assist
- Adaptive cruise control (ACC) with traffic sign recognition
- BLIS (Blind spot information system)
- Driver impairment monitor
- Eco coaching
- Ford easy fuel
- Front and rear parking sensors
- Front and rear view camera
- Hands free power tailgate
- Head up Display
- Intelligent speed assist
- Lane keeping aid with lane departure warning
- Mobile phone wireless charging pad
- Power assist steering
- Selectable drive modes
- SYNC 3 with navigation, DAB audio
Engine/Drivetrain/Suspension
- 3-Pin Home charge cable (230V/16A Domestic socket)
- Sports suspension
Exterior Features
- Auto dimming rear view mirror
- Auto headlamps with high and low beam
- Auto wipers
- Black roof rails
- Door edge guards
- Electrically operated front and rear windows
- Front LED fog lights with cornering function
- Full LED quad projector headlamps with glare free
- Large rear spoiler
- LED daytime running lights
- LED rear lights
- Power folding heated door mirrors with puddle lights
- Power front/rear windows with global close
- Privacy glass
- Quickclear heated windscreen
- ST Line badges in exterior and interior
- ST Line front scuff plates
- Twin exhausts
Interior Features
- 2nd row sliding seats
- 8 way manual passenger seat including lumbar support and height adjust
- Alloy pedals
- Ambient lighting
- Centre console with electronic parking brake
- Dark headlining and pillars
- Dual electronic automatic temperature control
- Flat bottomed leather steering wheel in sensico with red stitching
- Front and rear head restraints
- Partial leather manual track seat
- Rear charging point
- Sensico partial premium leather upholstery
- Sports seats
- ST Line front and rear floor mats
Packs
- B&O with large instrument cluster pack - Kuga
- ST Line body styling kit - Kuga
Passive Safety
- 3x3 point rear seatbelts
- Airbags - front driver/passenger, front and rear curtain
- Drivers knee airbag
- Electronic stability control (ESC) and ABS
- Ford MyKey Gen 2 safety system
- Hill launch assist
- Post collision braking
- Powered child proof rear door locks
- Pre collision assist with autonomous emergency braking
- Red brake calipers
- Tyre pressure monitoring system
Security
- Engine immobiliser
- Keyless entry
- Keyless start with 'Ford Power' starter button
- Locking wheel nuts
- Remote powered central double locking doors
- Thatcham category 1 alarm
Electric Vehicle Data
- Battery Capacity in kWh - 14.4
- Battery Type - Lithium-ion
- WLTP - AER (km) - City - 70
- WLTP - AER (km) - City - TEH - 70
- WLTP - AER (km) - City - TEL - 70
- WLTP - AER (km) - Comb - 56
- WLTP - AER (km) - Comb - TEH - 56
- WLTP - AER (km) - Comb - TEL - 56
- WLTP - AER (miles) - City - 44
- WLTP - AER (miles) - City - TEH - 44
- WLTP - AER (miles) - City - TEL - 44
- WLTP - AER (miles) - Comb - 35
- WLTP - AER (miles) - Comb - TEH - 35
- WLTP - AER (miles) - Comb - TEL - 35
- WLTP - EC AC Ch Dep (kWh/100km) - Comb - 20.1
- WLTP - EC AC Ch Dep (miles/kWh) - Comb - 3.1
- WLTP - EC AC Weighted (kWh/100km) - Comb - 16.8
- WLTP - EC AC Weighted (miles/kWh) - Comb - 3.7
- WLTP - Equivalent AER (km) - City - 68
- WLTP - Equivalent AER (km) - City - TEH - 68
- WLTP - Equivalent AER (km) - City - TEL - 68
- WLTP - Equivalent AER (km) - Comb - 56
- WLTP - Equivalent AER (km) - Comb - TEH - 56
- WLTP - Equivalent AER (km) - Comb - TEL - 56
- WLTP - Equivalent AER (km) - Extra High - 43
- WLTP - Equivalent AER (km) - Extra High - TEH - 43
- WLTP - Equivalent AER (km) - Extra High - TEL - 43
- WLTP - Equivalent AER (km) - High - 61
- WLTP - Equivalent AER (km) - High - TEH - 61
- WLTP - Equivalent AER (km) - High - TEL - 61
- WLTP - Equivalent AER (km) - Low - 69
- WLTP - Equivalent AER (km) - Low - TEH - 69
- WLTP - Equivalent AER (km) - Low - TEL - 69
- WLTP - Equivalent AER (km) - Medium - 68
- WLTP - Equivalent AER (km) - Medium - TEH - 68
- WLTP - Equivalent AER (km) - Medium - TEL - 68
- WLTP - Equivalent AER (miles) - City - 42.3
- WLTP - Equivalent AER (miles) - City - TEH - 42.3
- WLTP - Equivalent AER (miles) - City - TEL - 42.3
- WLTP - Equivalent AER (miles) - Comb - 35
- WLTP - Equivalent AER (miles) - Comb - TEH - 35
- WLTP - Equivalent AER (miles) - Comb - TEL - 35
- WLTP - Equivalent AER (miles) - Extra High - 26.7
- WLTP - Equivalent AER (miles) - Extra High - TEH - 26.7
- WLTP - Equivalent AER (miles) - Extra High - TEL - 26.7
- WLTP - Equivalent AER (miles) - High - 37.9
- WLTP - Equivalent AER (miles) - High - TEH - 37.9
- WLTP - Equivalent AER (miles) - High - TEL - 37.9
- WLTP - Equivalent AER (miles) - Low - 42.9
- WLTP - Equivalent AER (miles) - Low - TEH - 42.9
- WLTP - Equivalent AER (miles) - Low - TEL - 42.9
- WLTP - Equivalent AER (miles) - Medium - 42.3
- WLTP - Equivalent AER (miles) - Medium - TEH - 42.3
- WLTP - Equivalent AER (miles) - Medium - TEL - 42.3
Emissions - ICE
- CO2 (g/km) - 26
- HC+NOx - Not Available
- Particles - Not Available
- Standard Euro Emissions - EURO 6
Emissions - PHEV
- WLTP - CO2 Ch Sus (g/km) - Comb - 148
- WLTP - CO2 Ch Sus (g/km) - Extra High - 172
- WLTP - CO2 Ch Sus (g/km) - High - 137
- WLTP - CO2 Ch Sus (g/km) - Low - 191
- WLTP - CO2 Ch Sus (g/km) - Medium - 95
- WLTP - CO2 Charge Depleting (g/km) - Comb - 10
- WLTP - CO2 Weighted (g/km) - Comb - 32
- WLTP - CO2 Weighted (g/km) - Comb - TEH - 32
- WLTP - CO2 Weighted (g/km) - Comb - TEL - 32
Engine and Drive Train
- Catalytic Convertor - Yes
- CC - 2498
- Cylinder Layout - IN-LINE
- Cylinders - 4
- Engine Layout - FRONT TRANSVERSE
- Fuel Delivery - TURBO DIRECT INJECTION
- Gears - 1 SPEED
- Number of Valves - 16
- Transmission - AUTO
Fuel Consumption - ICE
- EC Combined (mpg) - 235.4
- EC Directive 1999/100/EC Applies - No
Fuel Consumption - PHEV
- WLTP - FC Ch Dep (l/100km) - Comb - 0.5
- WLTP - FC Ch Dep (mpg) - Comb - 565
- WLTP - FC Ch Sus (l/100km) - Comb - 6.5
- WLTP - FC Ch Sus (l/100km) - Extra High - 7.6
- WLTP - FC Ch Sus (l/100km) - High - 6
- WLTP - FC Ch Sus (l/100km) - Low - 8.4
- WLTP - FC Ch Sus (l/100km) - Medium - 4.2
- WLTP - FC Ch Sus (mpg) - Comb - 43.5
- WLTP - FC Ch Sus (mpg) - Extra High - 37.2
- WLTP - FC Ch Sus (mpg) - High - 47.1
- WLTP - FC Ch Sus (mpg) - Low - 33.6
- WLTP - FC Ch Sus (mpg) - Medium - 67.3
- WLTP - FC Weighted (l/100km) - Comb - 1.4
- WLTP - FC Weighted (mpg) - Comb - 201.8
General
- Alternative Fuel Qualifying - Yes
- Badge Engine CC - 2.5
- Badge Power - 225
- Based On ID - Not Available
- Coin Description - PHEV
- Coin Series - ST-Line First Ed
- Generation Mark - 3
- Insurance Group 1 - 50 Effective January 07 - 20E
- Manufacturers Corrosion Perforation Guarantee - Years - 12
- Manufacturers Paintwork Guarantee - Years - 3
- NCAP Adult Occupant Protection % - 92
- NCAP Child Occupant Protection % - 86
- NCAP Overall Rating - Effective February 09 - 5
- NCAP Pedestrian Protection % - 82
- NCAP Safety Assist % - 73
- Did at least one aspect of this vehicle's safety give cause for concern? - No
- Service Interval Frequency - Months - 12
- Service Interval Mileage - 12500
- Special Edition - No
- Special Order - No
- Standard manufacturers warranty - Mileage - 60000
- Standard manufacturers warranty - Years - 3
- Vehicle Homologation Class - M1
Performance
- 0 to 62 mph (secs) - 9.2
- Engine Power - BHP - 225
- Engine Power - KW - 165
- Top Speed - 125
Test Cycles
- Emissions Test Cycle - WLTP
Tyres
- Alloys? - Yes
- Space Saver? - No
- Tyre Size Spare - TYRE REPAIR KIT
- Wheel Style - 10 SPOKE
- Wheel Type - 18" ALLOY
Vehicle Dimensions
- Height - 1666
- Length - 4620
- Wheelbase - 2710
- Width - 1883
- Width (including mirrors) - 2178
Weight and Capacities
- Gross Vehicle Weight - 2320
- Luggage Capacity (Seats Down) - 1534
- Luggage Capacity (Seats Up) - 612
- Max. Loading Weight - 622
- Max. Towing Weight - Braked - 1200
- Max. Towing Weight - Unbraked - 750
- Minimum Kerbweight - 1698
- No. of Seats - 5
- Turning Circle - Kerb to Kerb - 11.7
Vehicle Description
Welcome to D.M. Keith Kia Leeds, where we're thrilled to offer you the fantastic opportunity to own this remarkable Ford Kuga PHEV with 3 previous owners. This exquisite vehicle boasts a stunning Frozen White exterior with a Part Leather interior. Our Technicians have meticulously prepared it both cosmetically and mechanically to ensure it's in great condition. The 2021 Ford Kuga 2.5 EcoBoost Duratec 14.4kWh ST-Line First Edition epitomizes the fusion of innovation and performance. With its sleek design and cutting-edge technology, this vehicle redefines driving excellence. The EcoBoost engine delivers powerful performance while maintaining impressive fuel efficiency, making every journey exhilarating and economical. Its spacious interior ensures comfort for every passenger, while the advanced safety features provide peace of mind on the road. Words alone cannot do justice to the outstanding quality of this car—it must be seen and driven to be truly appreciated. At D.M. Keith Kia, we understand the importance of providing our customers with the best value. That's why we regularly price check our cars, so you can have complete confidence that you're getting the right car at the right price. Additionally, all our vehicles come with the added advantage of the balance of the manufacturer warranty, or at least 12 months, plus 12 months breakdown cover for your peace of mind. With over 60 years of experience as a family-run business, we take pride in treating every customer like a valued member of our own family. We strive to deliver a first-class experience, ensuring your satisfaction is our top priority. Contact our friendly and knowledgeable team to learn more about this exceptional car or any other vehicle in our inventory. Whether you need a test drive, a personalised video showcasing the car's features, or simply have some questions, we're here to help. LET OUR FAMILY LOOK AFTER YOU. Contact us today and discover how we can assist you in finding the perfect vehicle that meets your needs and exceeds your expectations.
Features & Equipment
Driver Convenience
- Active park assist
- Adaptive cruise control (ACC) with traffic sign recognition
- BLIS (Blind spot information system)
- Driver impairment monitor
- Eco coaching
- Ford easy fuel
- Front and rear parking sensors
- Front and rear view camera
- Hands free power tailgate
- Head up Display
- Intelligent speed assist
- Lane keeping aid with lane departure warning
- Mobile phone wireless charging pad
- Power assist steering
- Selectable drive modes
- SYNC 3 with navigation, DAB audio
Engine/Drivetrain/Suspension
- 3-Pin Home charge cable (230V/16A Domestic socket)
- Sports suspension
Exterior Features
- Auto dimming rear view mirror
- Auto headlamps with high and low beam
- Auto wipers
- Black roof rails
- Door edge guards
- Electrically operated front and rear windows
- Front LED fog lights with cornering function
- Full LED quad projector headlamps with glare free
- Large rear spoiler
- LED daytime running lights
- LED rear lights
- Power folding heated door mirrors with puddle lights
- Power front/rear windows with global close
- Privacy glass
- Quickclear heated windscreen
- ST Line badges in exterior and interior
- ST Line front scuff plates
- Twin exhausts
Interior Features
- 2nd row sliding seats
- 8 way manual passenger seat including lumbar support and height adjust
- Alloy pedals
- Ambient lighting
- Centre console with electronic parking brake
- Dark headlining and pillars
- Dual electronic automatic temperature control
- Flat bottomed leather steering wheel in sensico with red stitching
- Front and rear head restraints
- Partial leather manual track seat
- Rear charging point
- Sensico partial premium leather upholstery
- Sports seats
- ST Line front and rear floor mats
Packs
- B&O with large instrument cluster pack - Kuga
- ST Line body styling kit - Kuga
Passive Safety
- 3x3 point rear seatbelts
- Airbags - front driver/passenger, front and rear curtain
- Drivers knee airbag
- Electronic stability control (ESC) and ABS
- Ford MyKey Gen 2 safety system
- Hill launch assist
- Post collision braking
- Powered child proof rear door locks
- Pre collision assist with autonomous emergency braking
- Red brake calipers
- Tyre pressure monitoring system
Security
- Engine immobiliser
- Keyless entry
- Keyless start with 'Ford Power' starter button
- Locking wheel nuts
- Remote powered central double locking doors
- Thatcham category 1 alarm
Technical Information
Electric Vehicle Data
- Battery Capacity in kWh - 14.4
- Battery Type - Lithium-ion
- WLTP - AER (km) - City - 70
- WLTP - AER (km) - City - TEH - 70
- WLTP - AER (km) - City - TEL - 70
- WLTP - AER (km) - Comb - 56
- WLTP - AER (km) - Comb - TEH - 56
- WLTP - AER (km) - Comb - TEL - 56
- WLTP - AER (miles) - City - 44
- WLTP - AER (miles) - City - TEH - 44
- WLTP - AER (miles) - City - TEL - 44
- WLTP - AER (miles) - Comb - 35
- WLTP - AER (miles) - Comb - TEH - 35
- WLTP - AER (miles) - Comb - TEL - 35
- WLTP - EC AC Ch Dep (kWh/100km) - Comb - 20.1
- WLTP - EC AC Ch Dep (miles/kWh) - Comb - 3.1
- WLTP - EC AC Weighted (kWh/100km) - Comb - 16.8
- WLTP - EC AC Weighted (miles/kWh) - Comb - 3.7
- WLTP - Equivalent AER (km) - City - 68
- WLTP - Equivalent AER (km) - City - TEH - 68
- WLTP - Equivalent AER (km) - City - TEL - 68
- WLTP - Equivalent AER (km) - Comb - 56
- WLTP - Equivalent AER (km) - Comb - TEH - 56
- WLTP - Equivalent AER (km) - Comb - TEL - 56
- WLTP - Equivalent AER (km) - Extra High - 43
- WLTP - Equivalent AER (km) - Extra High - TEH - 43
- WLTP - Equivalent AER (km) - Extra High - TEL - 43
- WLTP - Equivalent AER (km) - High - 61
- WLTP - Equivalent AER (km) - High - TEH - 61
- WLTP - Equivalent AER (km) - High - TEL - 61
- WLTP - Equivalent AER (km) - Low - 69
- WLTP - Equivalent AER (km) - Low - TEH - 69
- WLTP - Equivalent AER (km) - Low - TEL - 69
- WLTP - Equivalent AER (km) - Medium - 68
- WLTP - Equivalent AER (km) - Medium - TEH - 68
- WLTP - Equivalent AER (km) - Medium - TEL - 68
- WLTP - Equivalent AER (miles) - City - 42.3
- WLTP - Equivalent AER (miles) - City - TEH - 42.3
- WLTP - Equivalent AER (miles) - City - TEL - 42.3
- WLTP - Equivalent AER (miles) - Comb - 35
- WLTP - Equivalent AER (miles) - Comb - TEH - 35
- WLTP - Equivalent AER (miles) - Comb - TEL - 35
- WLTP - Equivalent AER (miles) - Extra High - 26.7
- WLTP - Equivalent AER (miles) - Extra High - TEH - 26.7
- WLTP - Equivalent AER (miles) - Extra High - TEL - 26.7
- WLTP - Equivalent AER (miles) - High - 37.9
- WLTP - Equivalent AER (miles) - High - TEH - 37.9
- WLTP - Equivalent AER (miles) - High - TEL - 37.9
- WLTP - Equivalent AER (miles) - Low - 42.9
- WLTP - Equivalent AER (miles) - Low - TEH - 42.9
- WLTP - Equivalent AER (miles) - Low - TEL - 42.9
- WLTP - Equivalent AER (miles) - Medium - 42.3
- WLTP - Equivalent AER (miles) - Medium - TEH - 42.3
- WLTP - Equivalent AER (miles) - Medium - TEL - 42.3
Emissions - ICE
- CO2 (g/km) - 26
- HC+NOx - Not Available
- Particles - Not Available
- Standard Euro Emissions - EURO 6
Emissions - PHEV
- WLTP - CO2 Ch Sus (g/km) - Comb - 148
- WLTP - CO2 Ch Sus (g/km) - Extra High - 172
- WLTP - CO2 Ch Sus (g/km) - High - 137
- WLTP - CO2 Ch Sus (g/km) - Low - 191
- WLTP - CO2 Ch Sus (g/km) - Medium - 95
- WLTP - CO2 Charge Depleting (g/km) - Comb - 10
- WLTP - CO2 Weighted (g/km) - Comb - 32
- WLTP - CO2 Weighted (g/km) - Comb - TEH - 32
- WLTP - CO2 Weighted (g/km) - Comb - TEL - 32
Engine and Drive Train
- Catalytic Convertor - Yes
- CC - 2498
- Cylinder Layout - IN-LINE
- Cylinders - 4
- Engine Layout - FRONT TRANSVERSE
- Fuel Delivery - TURBO DIRECT INJECTION
- Gears - 1 SPEED
- Number of Valves - 16
- Transmission - AUTO
Fuel Consumption - ICE
- EC Combined (mpg) - 235.4
- EC Directive 1999/100/EC Applies - No
Fuel Consumption - PHEV
- WLTP - FC Ch Dep (l/100km) - Comb - 0.5
- WLTP - FC Ch Dep (mpg) - Comb - 565
- WLTP - FC Ch Sus (l/100km) - Comb - 6.5
- WLTP - FC Ch Sus (l/100km) - Extra High - 7.6
- WLTP - FC Ch Sus (l/100km) - High - 6
- WLTP - FC Ch Sus (l/100km) - Low - 8.4
- WLTP - FC Ch Sus (l/100km) - Medium - 4.2
- WLTP - FC Ch Sus (mpg) - Comb - 43.5
- WLTP - FC Ch Sus (mpg) - Extra High - 37.2
- WLTP - FC Ch Sus (mpg) - High - 47.1
- WLTP - FC Ch Sus (mpg) - Low - 33.6
- WLTP - FC Ch Sus (mpg) - Medium - 67.3
- WLTP - FC Weighted (l/100km) - Comb - 1.4
- WLTP - FC Weighted (mpg) - Comb - 201.8
General
- Alternative Fuel Qualifying - Yes
- Badge Engine CC - 2.5
- Badge Power - 225
- Based On ID - Not Available
- Coin Description - PHEV
- Coin Series - ST-Line First Ed
- Generation Mark - 3
- Insurance Group 1 - 50 Effective January 07 - 20E
- Manufacturers Corrosion Perforation Guarantee - Years - 12
- Manufacturers Paintwork Guarantee - Years - 3
- NCAP Adult Occupant Protection % - 92
- NCAP Child Occupant Protection % - 86
- NCAP Overall Rating - Effective February 09 - 5
- NCAP Pedestrian Protection % - 82
- NCAP Safety Assist % - 73
- Did at least one aspect of this vehicle's safety give cause for concern? - No
- Service Interval Frequency - Months - 12
- Service Interval Mileage - 12500
- Special Edition - No
- Special Order - No
- Standard manufacturers warranty - Mileage - 60000
- Standard manufacturers warranty - Years - 3
- Vehicle Homologation Class - M1
Performance
- 0 to 62 mph (secs) - 9.2
- Engine Power - BHP - 225
- Engine Power - KW - 165
- Top Speed - 125
Test Cycles
- Emissions Test Cycle - WLTP
Tyres
- Alloys? - Yes
- Space Saver? - No
- Tyre Size Spare - TYRE REPAIR KIT
- Wheel Style - 10 SPOKE
- Wheel Type - 18" ALLOY
Vehicle Dimensions
- Height - 1666
- Length - 4620
- Wheelbase - 2710
- Width - 1883
- Width (including mirrors) - 2178
Weight and Capacities
- Gross Vehicle Weight - 2320
- Luggage Capacity (Seats Down) - 1534
- Luggage Capacity (Seats Up) - 612
- Max. Loading Weight - 622
- Max. Towing Weight - Braked - 1200
- Max. Towing Weight - Unbraked - 750
- Minimum Kerbweight - 1698
- No. of Seats - 5
- Turning Circle - Kerb to Kerb - 11.7
Calculate your finance options
Estimate your monthly payments on a PCP or HP finance plan without needing a credit check.
Value my car
Do you have a car to part exhange?
Financial Disclosure - We act as credit brokers and we are not a lender.
Finance subject to status. Guarantees/Indemnities may be required. Further charges may be made subject to the condition of the vehicle, if the vehicle is returned at the end of the finance agreement. D. M. Keith is a credit broker not a lender and can introduce you to our carefully selected finance providers who may be able to assist in financing your vehicle. We are only able to offer finance products from these providers. They may incentivise us for introducing you to them. For further information on our commission arrangements please see our Finance Commission Disclosure Statement
Representative Example
HP or PCP - which one is right for me?
Your estimated representative example for
FORD KUGA ESTATE
Personal Contract Purchase (PCP) | APR (Representative) per annum |
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Hire Purchase (HP) | APR (Representative) per annum |
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These estimates may change and are subject to credit checks when you apply for finance in the checkout.
FORD KUGA ESTATE
Representative PCP Finance Example for online purchases.
Cash Price: £18,000.00
Deposit/Part Exgange: £1,800.00
Total Amount of Credit: £16,200.00
Total Charge of Credit: £4,173.50
Total Amount Payable: £22,173.50
35 Monthly Payments: £331.85
1 Final Payment: £8,426.90
Duration of Agreement: 37 months
Representative APR: 11.4%
Fixed APR: 5.86%
Selected Annual Mileage: 10,000
Excess Mileage: 7.5p
Finance subject to status. Terms and conditions apply. Applicant must be 18 or over. Guarantees may be required. At the end of the Personal Contract Purchase there are three options: (i) Part exchange the vehicle. (ii) Pay the GFV (Guaranteed Future Value) to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Selected Annual Mileage is 10,000. Excess mileage will be charged at the rate of 7.5 pence per mile (plus VAT) for the first 5000 miles and at twice that rate thereafter. Metallic Paint excluded. D.M. Keith are a credit broker and not a lender is a credit broker not a lender for this financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction.
Representative HP Finance Example for online purchases.
Cash Price: £18,000.00
Deposit/Part Exgange: £1,800.00
Total Amount of Credit: £16,200.00
Total Charge of Credit: £2,850.12
Total Amount Payable: £20,850.12
35 Monthly Payments: £529.17
Duration of Agreement: 36 months
Representative APR: 11.4%
Fixed APR: 5.86%
Selected Annual Mileage: 10,000
Excess Mileage: 7.5p
Finance subject to status. Terms and conditions apply. Applicant must be 18 or over. Guarantees may be required. Metallic Paint excluded. D. M. Keith are a credit broker not a lender for this financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction. Terms and Conditions: There can be a 0.2% variance in the APR rate.